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Car insurance made easy, find the right cover to suit you.

Car insurance made easy, find the right cover to suit you.

AXA Car Insurance from as little as £189

Save on your car insurance with MultiCar More than one car registered at your home address? Save up to 15% on your car insurance with AXA’s MultiCar discount.

Included as standard on all cover levels

Theft and fire cover

If your car is stolen, or it’s damaged by theft or fire, we’ve got you covered. We’ll repair or replace your car following any of these events.

Damage to other people’s cars or property

If you have an accident while driving and damage someone else’s car, or their property, we’ll pay out to cover the costs to fix the damage

Injury to other people

If you injure someone else while driving, we’ll pay out to cover the costs to help them during their recovery.

Audio and sat-navs cover

We’ll pay out up to £1,000 to repair or replace the audio and sat-nav equipment in your car if it’s stolen, or damaged by theft or fire.

Child car seats cover

We’ll pay out up to £300 to repair or replace any child car seats in your car, if they’re stolen, or damaged by theft or fire.

Choosing your car insurance

Lifetime guarantee on repairs made by our approved repairers

Included
Included
90 days European cover

Included
Included
Onward travel promise

Included
Not included
Stolen key cover

Included
Not included
Wrong fuel cover

Included

Car insurance cover types

We know car insurance can be confusing so to help keep it simple we can help you compare car insurance cover.

How much does car insurance cost?

The average cost of car insurance in the UK is £4848, however the cost of your car insurance depends on a wide variety of factors. For example, younger, less experienced drivers tend to have higher premiums than more experienced drivers.

How can I lower the cost of car insurance?

There’s plenty you can do to reduce the cost of car insurance. For example, you might choose to pay annually instead of monthly, so you don’t need to pay interest. As for reducing your car insurance quote, can you improve the car’s security by keeping it on a driveway or in a garage instead of on the street? Make sure that your annual mileage estimate is as accurate as possible. Adding extra miles ‘just in case’ can bump up your policy price. Plus, if your mileage changes during the year, you can update it in your online account. It’s important to make sure you’re fully covered for everything you need, so make sure to list the most up-to-date and accurate information on your quote.

Does my car insurance policy allow me to drive someone else’s car?

It can. But we don’t offer this cover to drivers under 25, or people in certain occupations.

If your policy provides cover for you to drive other cars (you must check section 5 of your certificate of motor insurance to see if you have it) then you’ll be protected, provided:

  • You don’t own or haven’t hired the car under a hire purchase or lease hire agreement
  • There’s valid cover for the car under another insurance policy
  • You have the owner’s permission to drive the car
  • It’s being driven in Great Britain
  • You have the owner’s permission

You’re using the car for the purposes stated on your certificate of motor insurance

Is it worth protecting my No Claims Discount on my car insurance?

Yes. It’ll save you money, so you’ll want to keep it safe.

If you qualify for it, then you can add NCD protection when you buy a new policy or renew your insurance. And if you forget, you can add it up to 30 days afterwards.

It’ll allow you to make one claim in one policy year, or two claims in three consecutive policy years – without losing your well-earned discount.

Why is my AXA policy now called AXA Plus Car Insurance?

Great news, we’re enhancing your existing insurance policy and it’s now called AXA Plus Car Insurance.

If you don’t have AXA Plus Car Insurance yet, don’t worry – as an existing AXA customer you’ll benefit from these changes from your next renewal and we’ll contact you in advance to let you know about the changes.

You don’t need to contact us about this change, although you can find more information on our Policy details page.

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