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Home Insurance made simple. Find a policy that suits your needs.




Home Insurance made simple. Find a policy that suits your needs.

Award-winning1 home insurance

  • Brand new replacements if contents are damaged or stolen2
  • Up to £1,000 emergency cash advance with contents insurance3
  • Repairs by our approved suppliers guaranteed4
  • 24-hour emergency helpline for support day and night
  • Cover included for major risks like flooding, fire, and burst pipes

Do I need home insurance?

Ask yourself: do you want your home to be protected in the event of flood, fire, theft or other accidental damage? Or would you rather deal with the expense and the stress on your own? Add to that the fact that some mortgage providers might require you to have buildings cover. It’s more than a minor detail.

We’ll cover your house and belongings against life’s unexpected events. We offer buildings insuranceand contents insurance – plus a range of added extras to make sure you get the protection you need.

Home insurance cover to suit you

Whether it’s theft, damage by extreme weather, fire, burst pipes and other losses – we offer two main types of cover:




Icon of a house on fire

Buildings insurance

This protects you against damage and loss to your building (including outbuildings, exterior and interior walls, roofs and flooring, amongst other things). With AXA, you’ll get:

  • Guaranteed repairs4
  • Up to £2m property owners liability cover
  • Cover for major risks including flooding, fire, burst pipes
  • Cover for alternative accommodation
  • Cover for replacement keys and locks

All of this plus much more. See our full policy documents for more details.

Contents insurance

This protects you against loss, damage or theft of your belongings. It’ll cover things like your sofa, TV and valuables. With AXA, you’ll get:

  • Guaranteed repairs4
  • Up to £2m occupiers and public liability cover
  • New for old replacements
  • Cover for alternative accommodation
  • Cover for business equipment
  • Cover for garden contents including plants
  • Cover for digital assets

All of this plus much more. See our full policy documents for more details.

Optional extras

Our optional extras mean you don’t have to pay for things you don’t need. But if you do need them, we’re here for you. These include:

  • Home assistance for 24/7 emergency callouts
  • Accidental damage cover for buildings and contents
  • Personal possessions cover
  • Legal expenses
  • Student cover for your family if they’re at university or college
  • Bicycle cover




Our HomeSure and HomeSafe policies include some of these as standard. See our full policy documents for more details.

What do I need to get a home insurance quote?

Keep your details handy. These will include details of your property – from type, number of bedrooms and who lives there, in addition to details about you.

What’s covered by AXA home insurance?

We’ll help take care of your home at every stage of your life.

Choose from our HomeSafe, HomeSure or HomeSmart policies. Whatever you choose, feel at peace knowing that you’ve got protection against major risks like fire, flood, theft, escape of water and subsidence.

With plenty of extra benefits included, we’ll give you the cover that gives you peace of mind.

Here’s a breakdown of what our combined home insurance covers:

Protect your home against accidental damage

Did you know that accidental damage makes up more than 1 in 3 AXA home insurance claims?

Accidental damage cover comes as standard with our HomeSafe policy and is available as an optional extra for our HomeSure and HomeSmart policies.

If you’re an existing customer you can add it to your policy in your online account.




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